Terms of Service

These terms govern use of borrowersignal.com and the BorrowerSignal data service ("Service"), operated by Ven Ventures LLC. The Service is offered to licensed mortgage professionals for business use. By requesting access or using the Service, you agree to these terms.

What the Service is

BorrowerSignal provides property-intelligence marketing data — scored lists of homeowners identified from public property and market signals. It is a data service, not a lending, brokerage, advertising, or consumer-reporting service.

No guarantee of results

Lead scores and any illustrative figures on our site are estimates. We do not guarantee that any lead will convert, that any specific number of loans will close, or any level of earnings. Results depend on your market, outreach, pricing, and compliance practices.

Fees and cancellation

• Memberships are flat data-service fees billed per your selected plan. Fees are never contingent on loan applications or closings.
• You may cancel at any time; cancellation stops future billing and lead delivery. No payment is collected until your territory is confirmed.

Member obligations

• You are responsible for all outreach compliance, including TCPA, federal and state do-not-call rules, CAN-SPAM, and applicable advertising and licensing requirements.
• You will not use the data for any purpose governed by the Fair Credit Reporting Act (FCRA), including eligibility decisions, and will not treat it as a consumer report.
• You will not resell, redistribute, or sublicense delivered data.
• You are responsible for maintaining any licenses required for your mortgage activity.

Data accuracy

Data is derived from public and third-party sources and provided "as is." We work to keep it accurate but do not warrant that every record is complete or error-free.

Limitation of liability

To the maximum extent permitted by law, Ven Ventures LLC is not liable for indirect, incidental, or consequential damages, and total liability is limited to the fees you paid for the Service in the prior three months.

Changes

We may update these terms; continued use after an update constitutes acceptance. Material changes are reflected by the "last updated" date.